Disclosure Brochure

Last Updated March 31, 2026

Item 1: Cover Page

Part 2A of Form ADV: Firm Brochure

5900 Balcones Drive, #10888
Austin, TX 78731
512-645-1010
https://www.fundify.com

March 31, 2026

This brochure ("Brochure") provides information about the qualifications and business practices of Fundify Advisors, LLC ("Fundify" or "the Firm"). Registration does not imply a certain level of skill or training. If you have any questions about the contents of this Brochure, please contact us at legal@fundify.com. The information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission ("SEC") or by any state securities authority.

Additional information about Fundify is available on the SEC's website at www.adviserinfo.sec.gov.

Item 2: Material Changes

In this Item, Fundify is required to identify and discuss material changes to this Brochure from its last annual update dated March 31, 2025. The Firm has updated Item 18 to confirm that it does not require or solicit pre-payment of more than $1,200 in fees per Client, six months or more in advance.

Item 4: Advisory Business

Fundify is an SEC registered investment adviser that was formed in Delaware in January 2022. Fundify is principally owned by Fundify, Inc. (the "Fundify Parent"). Fundify Parent is principally owned by Joshua Chodniewicz.

Fundify provides web-based discretionary investment advisory services to clients (each a "Client," and collectively, "Clients") through Fundify's interactive mobile application and/or website (together, the "Fundify Platform"). Fundify interacts with its Clients predominantly through a software application that is available through the Fundify Platform and the Firm's advisory services are delivered solely through the Fundify Platform. Fundify does not provide investment advice in person or over the phone or in any manner other than through the Fundify Platform.

Fundify primarily advises Clients on investments in pre-initial public offering ("IPO") companies, recommending each Client a portfolio ("Portfolio") of securities issued by preseed, seed, early stage, and later stage private companies ("Portfolio Investments"). Fundify recommends Portfolios based on its proprietary due diligence process, investment thesis, and investment selection algorithm. Portfolio Investments include (but are not limited to) preferred and common equity, debt instruments (such as convertible loans), and other investments (such as Simple Agreements for Future Equity or "SAFEs"), either directly through the applicable issuer or an associated crowdfunding vehicle. Portfolio Investments are subject to a number of material risks associated with early-stage investing including, but not limited to, scalability, increased competition, valuation, and market saturation. For additional information regarding these and other material risks, please refer to Item 8, below.

Portfolio Investments are generally offered through Fundify's affiliate, Fundify Portal, LLC ("Fundify Portal"), an SEC-registered funding portal and member of FINRA and third-party and affiliated crowdfunding portals and platforms. With respect to Portfolio Investments offered through Fundify Portal, Fundify Portal receives financial compensation from the issuers who seek to raise funds through its platform. Specifically, Fundify Portal will receive compensation in the form of cash and/or equity from issuers in exchange for the services provided by Fundify Portal and is therefore incentivized to help issuers successfully raise capital through Fundify Portal. This presents a conflict of interest because Fundify has an incentive to engage in additional transactions through the Fundify Portal and to recommend particular investments that offer Fundify Portal a benefit. For additional information regarding Fundify Portal, refer to Item 10, below.

At the outset of the advisory relationship, Clients provide Fundify information about their financial situation, investment horizon, and risk profile, among other factors ("Investment Needs") through a Client Profile on the Fundify Platform ("Client Profile"). Fundify then recommends each Client a Portfolio consisting of Portfolio Investments. Fundify then implements the Portfolio by purchasing recommended Portfolio Investments from both affiliated and non-affiliated funding portals and platforms and directly from issuers. As Clients make additional deposits into or withdrawals from their Fundify Accounts, the corresponding transactions made by Fundify are designed to rebalance the account toward the target allocation of the Portfolio, as determined by the Client's Investment Needs. Clients may impose on the investment recommendation(s) by Fundify as specified in the platform.

To engage Fundify, prospective Clients are required to enter into an investment advisory agreement with Fundify ("Investment Advisory Agreement"), which discusses the services they will receive, Fundify's fees, and the conditions of their relationship with Fundify. The advisory relationship between Fundify and a Client begins upon the effective date of the Investment Advisory Agreement with the Client. Any preliminary information provided to a prospective Client before the effective date of the Investment Advisory Agreement does not constitute investment advice under the Investment Advisers Act of 1940, as amended (the "Advisers Act"), and should not be relied on as such.

Fundify does not provide comprehensive financial or tax planning or legal advice, and Clients are advised and afforded the opportunity to seek the advice and counsel of the Client's own tax, financial, and legal advisers. Fundify's services are not a complete investment program and Clients should not use it as the sole component of their investment plan.

Fundify does not offer a Wrap Fee Program.

As of December 31, 2025, the Firm had $888,512 in assets under management, all of which it managed on a discretionary basis.

Item 5: Fees and Compensation

Advisory Fees

Fundify's advisory fee ("Fee") is based on the "Portfolio Fee Value" of a Client's Portfolio, which is the lower of either: (a) the "Cost Basis" of a Client's Portfolio (that is, the original cost of current portfolio assets); or (b) the "Current Market Value" of a Client's Portfolio (that is, the market value of the current portfolio assets based on the valuation provided by the issuer). The value of cash in the Client's Portfolio is not included in the Cost Basis or the Current Market Value. Fundify's Fee is equal to two percent (2%) of the Client's Portfolio Fee Value on an annual basis. It is assessed and charged monthly, in arrears, on the first business day of each following month. The monthly Fee is two percent (2%) (annual) divided by twelve (12) (months), multiplied by the Portfolio Fee Value. In the event a Client withdraws funds or assets from their Portfolio or terminates the Firm's services, the Fee is still due.

Interest on Cash

In addition to the foregoing Fee charged by Fundify to Clients, Fundify also retains all interest on cash held in Clients' Portfolios awaiting investment by Fundify. Fundify's receipt of such interest creates a conflict of interest, in that it provides Fundify an incentive to maintain Clients' assets in cash (and to avoid or delay deploying cash toward Client investments). Fundify seeks to address this conflict by disclosing it to you, by not charging its Fee based on cash held in your Portfolio, and by reviewing Clients' Portfolios periodically to ensure its recommendations are in Clients' best interest, as described in Item 13, below.

Third-Party Fees

In addition to the Fundify Fee, Clients may incur certain other fees imposed by third-party financial institutions (e.g., transfer fees, administrative fees, other fees). For example, in certain circumstances, such as if an issuer co-issues securities through a crowdfunding vehicle, Fundify's affiliate, Fundify Portal and other third-party funding portals will charge administrative fees in connection with reasonable administrative costs associated with crowdfunding vehicles, if applicable. For additional information about Fundify Portal, see Item 10, below.

Additions and Withdrawals

Clients may deposit and withdraw available cash and request the sale of liquid investments from their account at any time. Clients are advised that Portfolio Investments are generally illiquid. To the extent Portfolio Investments are eligible for liquidity, the withdrawal of assets from Clients' Fundify Account may impair the achievement of a Client's investment objectives. Further, Clients are advised that when assets are liquidated and cash is withdrawn, they may be subject to transaction fees and/or tax ramifications.

Compensation for the Sale of Securities

None of the Firm, its Supervised Persons, or Fundify Portal accept compensation for the sale of securities or other investment products from advisory clients. Notwithstanding the foregoing, in certain circumstances, such as if an issuer co-issues securities through a crowdfunding vehicle, Fundify Portal will be reimbursed or otherwise compensated for the reasonable administrative costs associated with the crowdfunding vehicle(s), if applicable. For additional information about Fundify Portal, see Item 10, below.

Item 6: Performance-Based Fees and Side-By-Side Management

Neither the Firm nor any of its supervised persons accept performance-based fees – that is, fees based on a share of capital gains on or capital appreciation of the assets of a Client.

Item 7: Types of Clients

Fundify generally provides investment advice to natural persons or entities who: (i) are legally allowed to invest in the applicable securities; (ii) pass Fundify's identity verification protocols; and (iii) if applicable, are lawful United States businesses not formed solely for the purpose of making an investment.

Item 8: Methods of Analysis, Investment Strategies and Risk of Loss

Investment Strategies and Methods of Analysis

Fundify's investment advice is primarily based on the idea that long-term investing in a diversified Portfolio of pre-IPO companies can produce positive returns. Fundify's Investment Committee ("Investment Committee") oversees investment scoring, modeling, and Portfolio construction.

Fundify uses a proprietary investment selection process to select Portfolio Investments, applying an investment thesis and goals that are applicable across all of its Clients. Fundify's Investment Committee employs a variety of methods and approaches when considering Investments and making recommendations. When selecting and monitoring the investments that comprise the Portfolios, Fundify considers qualitative and quantitative factors, including data or other inputs provided by third-party data providers. Quantitative factors considered in evaluating an underlying Investment may include: adherence to investment objectives, performance, volatility, long-term profitability, the time horizon of liquidity and expenses, among others. No single factor will determine whether an Investment should be added, retained, or eliminated; however, certain factors may carry more weight than others in the final analysis performed by the Investment Committee.

The Investment Committee considers these characteristics when reviewing an investment opportunity, but may invest in opportunities which do not meet one or more of these characteristics:

• Management team and its domain expertise and/or experience;
• Addressable market size;
• Scalability of its business model;
• The stage in which a product or service is in (beta versus alpha for example);
• Revenue stage including "Proof of concept" or significant pilots;
• A plausible exit strategy;
• Capital expenditure requirements;
• Opportunities that can be accelerated with the support from Fundify's network of investors, experts, and/or contacts;
• Valuation assessment in relation to all other considerations; and
• Other tangible and intangible factors.

The following categories do not meet Fundify's investment criteria: gambling, tobacco, marijuana, and companies domiciled outside of the U.S.

There are inherent limitations on Fundify's selection methodology as the suitability factors evaluated by the Fundify process do not comprehensively address all relevant considerations when making investment suitability determinations. Fundify reviews and evaluates its Portfolio recommendations to Clients periodically in line with updates to the Clients' Client Profiles. To facilitate the updating process, Fundify sends periodic communications to Clients reminding them to make any necessary updates to their Client Profiles. Clients are encouraged to update their Client Profile in the event of a change to the information previously provided.

Risk of Loss

Clients' Portfolios are not fully diversified and are not intended to be a complete investment program. Fundify does not guarantee the future performance of any Client's account or Portfolio. Clients must understand that investments made via the Platform involve substantial risk and are subject to various market, currency, economic, political, and business risks, and that those investment decisions and actions will not always be profitable. Clients may lose some or all of the amount invested.

The price of any security can decline for a variety of reasons outside of Fundify's control, including, but not limited to, changes in the macroeconomic environment, unpredictable market sentiment, forecasted or unforeseen economic developments, interest rates, regulatory changes, and domestic or foreign political, demographic, or social events. There is no guarantee that Fundify's judgment or investment decisions about particular securities will necessarily produce the intended results. Fundify's judgment may prove to be incorrect, and a Client might not achieve his or her investment objectives.

Item 9: Disciplinary Information

There are no legal or disciplinary events that are material to a Client or prospective Client's evaluation of the Firm's advisory business or the integrity of the Firm's management requiring disclosure in response to this Item.

Item 10: Other Financial Industry Activities and Affiliations

As set forth above, Fundify buys and sells Portfolio Investments through its affiliate, Fundify Portal, an SEC-registered funding portal and member of FINRA. Fundify Portal receives financial compensation from the issuers who seek to raise funds through its platform. Specifically, Fundify Portal will receive compensation in the form of cash and/or equity from issuers in exchange for the services provided by Fundify Portal and is therefore incentivized to help issuers successfully raise capital through Fundify Portal. This presents a conflict of interest because Fundify has an incentive to engage in additional transactions through the Fundify Portal and to recommend particular investments that offer Fundify Portal a benefit. Fundify has policies and procedures in place to ensure that recommendations are in clients' best interests, notwithstanding this incentive.